Career > Job Opportunity

Senior Credit Assessment Officer

Is respond to collect/gather all related source credit application and analyzes all useful information for propose to management or committee for approval.

◾  Review deeply regarding to internal credit policy, guideline, procedure, and flow;
◾  Arrange credit training program as quarterly or any urgent need to credit officers or senior staff to improve/ strengthening credit quality;
◾  Collecting/ gathering all related source of credit application to review and analyze;
◾  Check credit history of clients, collaterals title, and legal supporting document;
◾  Conduct site visit (if any) such as clients resident, site of collaterals, and business situation etc.;
◾  Prepare credit application and submit to manager or/and committer for review and approval;
◾  Respond to credit information inquiry from clients and follow up about credit status;
◾  Monitor and ensure that credit applications are maintained in compliance with internal policies and external regulators;
◾  Support credit team to key in credit information into system;
◾  Reporting of credit disbursement, credit issue, and credit follow up to Credit Manager;
◾  Other task assign by Credit Manager.

Skills And Requirement

    ◾  Male or Female (encourage to apply);
    ◾  Bachelor or Master’s degree in Banking and Finance, Business Administration, and other,
    ◾  Minimum 5 years experiences as credit skill, assessment/underwriter, with MFIs or Bank. Preferable from Banking;
    ◾  Good understanding of credit analysis assessment and result oriented;
    ◾  Good at collaterals evaluation and legal process;
    ◾  Strong skill in Ms. Office (Words, Excel, Power point, Outlook, etc.)
    ◾  Good communication and interpersonal skill,
    ◾  Flexible, friendly, team build, and goal oriented,
    ◾  Good of English for both writing and speaking,
    ◾  And can work under pressure and deadline committed.

    Remuneration

    Khmer Capital Microfinance Institution Plc., provides competitive salary based on professional experience and competency plus following benefits and good working environment as;

    Working Condition

    Monday-Friday, 08:00 am- 05:00 pm,
    ◾  Public holiday fully complies to Prakas from Ministry of Labor and Vocational Training,
    ◾  Working condition 100% complies with Cambodia Labor Law.

    Benefits

    ◾  Salary increase after probation,
    ◾  Annual performance review,
    ◾  Annual bonus base on profitability,
    ◾  Khmer New Year bonus 100%,
    ◾  Pchum Ben bonus 100%,
    ◾  Monthly incentive (Credit Department),
    ◾  Uniform,
    ◾  Motorbike, gasoline, and phone ,
    ◾  Insurance (Group Personal Accident and NSSF),
    ◾  Annual Leave 18 days,
    ◾  And other additional providing fund.


    Qualified and interested candidates are encouraged to apply through submitting your CV and Cover Letter to sovang@khmercapital.com.kh or info@khmercapital.com.kh by specify subject as position applied (Please do not attachment other supporting files. It is required during interview) or hand over to our head office at House No.38, Russian Confederation Blvd,
    Sangkat Psar Depo III, Khan Toul Kork, Phnom Penh.
    For further inquiry, please contact our team by 023 23 55 99

Location

    Head Office

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