Products & Services > SME Loan

SME Loan product is diversified to provide to existing small and medium enterprises funds (commercial, manufacturing, services, agriculture) to expand their existing business by financing working capital and/or investment, or to diversify their activities by creating a new business.

Benefit

  ◾ Convenient enquirer and fast approval
  ◾ Variable interest rate
  ◾ Flexible loan tenor

Eligibility

  ◾ Borrow of 18 - 65 years old
  ◾ Legal, harmless business(not an environmentally or social damaging business)
  ◾ Monthly loan repayment capacity(Principal and Interest) 50 % of net Income

Loan Calculator

0 % per year
0 months
Please enter amount between 1000$ To 30000$.
Based on what you entered, your monthly payment could be $0

Term & Condition

No

Description

Variances

1

Loan amount

USD30,000 – USD200,000

2

Loan interest rates

0.75%

3

Loan Durations

24 months – 60 months


Document Requirement

1

Copy of ID card(s), family book, collateral property title deed

2

Proof of business: patent, certificate, permission letter, other related documents

3

Financial reports for at least one year,Bank statement


*** Terms and conditions are subject to change at the KC MFI sole discretion without prior notice to customer